Ken Garff St. George Lincoln

145 W. Hilton Drive
Directions Saint George, UT 84770

  • Sales: (877) 885-9282
  • Service: (877) 852-6860
  • Parts: (877) 840-4503

Car Insurance Explained

Everyone has different insurance needs depending on the state they live in, the value of their vehicle, and how they want to proceed in the event of an accident.

Common Parts To An Insurance Policy And What They Cover

Liability Insurance

  • Accidental bodily injury
  • Property damage to others

Collision Insurance

  • Damage to your vehicle caused by a collision with another vehicle or object
    • Comprehensive Insurance Coverage

      This includes loss or damage to your vehicle that's not a result of a crash. This may include:
      • Fire
      • Wind
      • Hail
      • Flood
      • Vandalism
      • Theft
There are many other directions you can go for car insurance such as medical coverage, personal injury protection, uninsured motorist, and rental reimbursement. Your insurance agency can work with you to decide what will be best for you.

Each state has a minimum coverage amount that may leave you open to a loss in the event of an accident. You need buy insurance coverage that fits your budget and protects you as best as possible.